The Wedding Day is the one of the most special and the happiest days of one’s life. With months of planning and lots of effort does the wedding day arrives. The day of your dreams has to be absolutely perfect with gentle care to the minutest details.
With all the arrangements taken care of, one eagerly looks forward to the Wedding Day. But somewhere in the heart there is a fear that if something goes wrong…
But now with Wedding Insurance you can laugh away all your worries. Wedding insurances are the perfect way to protect your investments for the big day and keep you prepared for any unforeseen circumstances.
Wedding Insurance gives the peace of mind and covers everything from the wedding dress, decorations, photographers and much more. Wedding Insurance is not an unnecessary expense but a necessity.
What Wedding Insurance Covers?
Generally all wedding insurance policies cover some basic things of the wedding ceremony like;
if your wedding celebration has to be postponed to a new date due to circumstances like rain, bad weather then your wedding insurance policy will cover it all.
Illness or Injury:
if the important people get sick or injured which caused the wedding to be postponed, then the expenses involved for the new date will be covered.
A Missing Official:
if due to any reason the minister justice of the peace, rabbi or other celebrant should not turn up then the wedding insurance will compensate some of the costs.
if on some grounds the caterer, florist, photographer, or other key vendor doesn’t turn up on the wedding day then the insurance policy will cover a part of the expenses.
if the selected wedding destination doesn’t have its own insurance then your wedding insurance can cover any damage to the site like fire, electrical or mechanical problems, or going out of business that causes puts you on a loss or you have to reschedule.
If the bride's gown or the groom's tuxedo is accidentally ruined before the wedding day, then the wedding insurance will pay for the replacement.
If any of your wedding gifts are damaged, or stolen, then the insurance policy will cover it. Be sure to check the policy carefully on this point as there can be a time limit to the coverage, like a maximum of 7 days after the wedding.
If the best man shows up without the ring, the policy will cover the insured value of the rings if they are lost or damaged.
Top Five Wedding Insurance Claims:
- Wedding attire damaged.
- The re-taking of the wedding photo's.
- Cancellation of the wedding due to an illness or bereavement of the immediate family.
- Non appearance of the caterers at the wedding reception.
- Loss of wedding rings.